Commercial Loans Flexible, Low-interest Financing
At NCEF, we empower Nevada’s commercial properties to achieve energy efficiency and cost savings. Through a combination of financial and technical assistance, we help you make clean energy upgrades that not only reduce operating costs but also enhance your energy resiliency. Our dedicated investment team guides you through identifying project eligibility for valuable incentives and tax credits at the federal, state, local, and utility levels, while providing detailed financial projections and cash flow analysis to maximize your benefits. Let us partner with you to create a brighter, more sustainable future.
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Reduce Energy Costs, Improve Energy Resiliency
Commercial Loan Rates & Terms
LOAN AMOUNT
$50,000-$1,500,000
TERMS
Up to 15yrs
Inquire with NCEF about partner lenders that support larger loan amounts
Term lengths varies by project type and equipment life
ELIGIBILITY
- Project installation must be located in Nevada and Applicant(s) must be the owner or long–term lessee of the commercial property.
- The property must be current in the payment of all obligations secured by the property, including property taxes, special assessments, special taxes, other tax liens, water or sewer charges, code enforcement delinquencies, among others.
- The property must also:
- Be current on all loans secured by a mortgage or deed of trust;
- Not be insolvent or subject to bankruptcy proceedings; and
- Not be in dispute of title to the property.
- Loan approval is subject to satisfactory completion of NCEF’s underwriting process, which includes evaluation of company financials and other documentation.
- Subject to underwriting, the loan may be secured using a property lien and/or personal or parent company guarantees.
- Loan proceeds are expected to be used solely to fund eligible property for qualified project.
- Federal Davis Bacon prevailing wages (DBRA) and Build America and Buy America (BABA) rules may apply, depending on the size and type of project.
- Other customary conditions typical for transactions of this kind shall be provided in the financing agreement.
Program Closing Fee & Legal Costs: Estimated at 3%, capitalized into the loan.