Residential Energy Upgrade Program (RE-UP)
RE-UP connects Nevada homeowners with financial and technical assistance for energy efficiency and clean energy upgrades in their homes. RE-UP offers unsecured loans at affordable rates for heat pumps, insulation, roofing, solar, and other measures. As part of RE-UP, the Nevada Clean Energy Fund vets licensed contractors and supports homeowners in accessing federal and utility incentives. Read more about RE-UP below. Sign up for our newsletter or follow us on X for updates.
Types of Eligible Improvements
Eligible measures include:
- Roofing
- Air Conditioning
- Solar Products
- Weatherization and Insulation
- Lighting
- Health and Safety
- Sewer and Water
- Storm Resilience
- EV Chargers
![fmfkZro0l2 A house with solar panels on the roof.](https://nevadacef.org/wp-content/uploads/2024/03/fmfkZro0l2.jpg)
Make Your Home Safer, Greener & More Comfortable
RE-UP Loans and Rates
LOAN AMOUNT
$3,000-$25,000
INTEREST RATE
5.00%-9.99%
Fixed
TERMS
3-10yrs
1 Solar: $30,000 maximum loan amount, 5.50%-7.50% fixed interest rate
2Fees apply depending on improvement. Origination Fee: 2.50% (reduced to 1.25% for military) + Project Management Fee: 2.75-2.99%.
ELIGIBILITY
- No income restrictions to apply
- Applicant(s) must be the OWNER of the RESIDENTIAL subject property. Immediate family members like children, parents, siblings, grandchildren or grandparents are also eligible to apply with the home owner(s) to finance improvements on their behalf.
- Home must be located in Nevada
- All parties to the mortgage on the RESIDENTIAL property must apply
- All titleholders to the RESIDENTIAL property must apply
- Applicant(s) must prove ABILITY TO PAY (i.e., Employment, Social Security, Disability, etc.)
- Property Taxes must be current
- Home Mortgages, auto loans, and credit cards must be current. (with proof if private mortgage)
- Applicants cannot have filed bankruptcy or have had a bankruptcy discharged in the past 12 months
- Co-signer and/or cash guarantee (i.e., 3% of total project cost) may be required depending on the Applicant(s) credit history.
Eligible improvements include energy efficiency and conservation or renewable energy projects other than solar PV. (e.g., high-efficiency A/C, tankless water heaters, insulation, solar attic fans, solar water heaters, solar AC, etc.).